:root {
  --navy: #1f3f75;
  --dark-navy: #142a52;
  --blue: #3d78b8;
  --light-blue: #6ec1f2;
  --green: #1f6b45;
  --orange: #e45d2b;
  --orange-dark: #c94d20;
  --text: #14213d;
  --muted: #667085;
  --border: #d7e1ee;
  --soft-bg: #f3f7fb;
  --white: #ffffff;
  --shadow: 0 20px 55px rgba(20, 42, 82, 0.16);
  --radius: 18px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--soft-bg);
  line-height: 1.5;
}

.hidden-field {
  display: none;
}

a {
  color: inherit;
}

.container {
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  background: var(--white);
  border-bottom: 1px solid #edf1f7;
}

.header-inner {
  min-height: 124px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand-link {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.site-logo {
  width: 210px;
  height: auto;
  display: block;
}

.header-trust {
  text-align: right;
}

.header-trust p {
  margin: 0;
  color: var(--navy);
  font-weight: 800;
  letter-spacing: 0.02em;
}

.header-trust span {
  display: block;
  margin-top: 2px;
  color: var(--muted);
  font-size: 0.9rem;
}

.hero-section {
  background:
    radial-gradient(circle at top left, rgba(110, 193, 242, 0.18), transparent 32%),
    linear-gradient(135deg, var(--dark-navy), var(--blue));
  color: var(--white);
  padding: 72px 0 132px;
  text-align: center;
}

.hero-content {
  max-width: 980px;
}

.eyebrow {
  margin: 0 0 12px;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--light-blue);
}

.eyebrow.dark {
  color: var(--green);
}

.hero-section h1 {
  margin: 0 auto;
  max-width: 820px;
  font-size: clamp(2.2rem, 5vw, 4.3rem);
  line-height: 1.04;
  letter-spacing: -0.04em;
}

.hero-subtitle {
  margin: 22px auto 0;
  max-width: 760px;
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: rgba(255, 255, 255, 0.9);
}

.trust-row {
  margin: 32px auto 0;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px;
  font-size: 0.94rem;
}

.trust-row span {
  position: relative;
  padding-left: 20px;
  color: rgba(255, 255, 255, 0.94);
}

.trust-row span::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--light-blue);
  font-weight: 900;
}

.form-section {
  margin-top: -86px;
  padding-bottom: 54px;
}

.quote-card {
  width: min(760px, 100%);
  margin: 0 auto;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  border: 1px solid rgba(215, 225, 238, 0.7);
}

.form-topbar {
  background:
    radial-gradient(circle at top right, rgba(110, 193, 242, 0.12), transparent 30%),
    var(--dark-navy);
  color: var(--white);
  min-height: 86px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  padding: 24px 34px;
}

.form-topbar p {
  margin: 0;
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.86);
}

.form-topbar h2 {
  margin: 0;
  font-size: 1.06rem;
  line-height: 1.1;
}

.progress-wrap {
  width: 210px;
  max-width: 38%;
}

.progress-bar {
  height: 7px;
  background: rgba(255, 255, 255, 0.24);
  border-radius: 999px;
  overflow: hidden;
}

.progress-fill {
  height: 100%;
  width: 12.5%;
  background: var(--light-blue);
  border-radius: 999px;
  transition: width 0.25s ease;
}

.form-body {
  padding: 38px 40px;
}

.form-step {
  display: none;
}

.form-step.active {
  display: block;
}

.form-step h3,
.results-box h3 {
  margin: 0;
  font-size: clamp(1.35rem, 3vw, 1.8rem);
  line-height: 1.18;
  color: var(--dark-navy);
  letter-spacing: -0.02em;
}

.step-help {
  margin: 10px 0 24px;
  color: var(--muted);
}

.choice-grid {
  display: grid;
  gap: 14px;
}

.two-column {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.choice-list {
  display: grid;
  gap: 14px;
}

.choice-card {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 70px;
  border: 2px solid var(--border);
  border-radius: 14px;
  padding: 18px 20px;
  cursor: pointer;
  background:
    linear-gradient(180deg, #ffffff, #f8fbff);
  text-align: center;
  box-shadow: 0 8px 18px rgba(20, 42, 82, 0.05);
  transition: border-color 0.2s ease, background 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.choice-card::before {
  content: "";
  width: 9px;
  height: 9px;
  border-radius: 999px;
  background: var(--light-blue);
  opacity: 0.75;
  position: absolute;
  top: 14px;
  left: 14px;
}

.choice-card:hover {
  border-color: var(--blue);
  transform: translateY(-2px);
  box-shadow: 0 14px 28px rgba(20, 42, 82, 0.1);
}

.choice-card input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.choice-card span {
  font-weight: 800;
  color: var(--dark-navy);
}

.choice-card:has(input:checked) {
  border-color: var(--blue);
  background: linear-gradient(180deg, #eef6ff, #ffffff);
  box-shadow: 0 0 0 4px rgba(61, 120, 184, 0.08), 0 14px 28px rgba(20, 42, 82, 0.12);
}

.choice-card:has(input:checked)::before {
  content: "✓";
  width: 22px;
  height: 22px;
  display: grid;
  place-items: center;
  top: 12px;
  left: 12px;
  background: var(--green);
  color: var(--white);
  font-size: 0.8rem;
  font-weight: 900;
}

.field-group {
  display: grid;
  gap: 8px;
  margin-bottom: 18px;
}

.field-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

label {
  font-weight: 800;
  color: var(--text);
}

input,
select {
  width: 100%;
  min-height: 54px;
  border: 1.5px solid #cbd8e8;
  border-radius: 10px;
  padding: 0 16px;
  font: inherit;
  color: var(--text);
  background: #fbfdff;
}

input:focus,
select:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(61, 120, 184, 0.13);
}

.income-display {
  text-align: center;
  font-size: 1.6rem;
  color: var(--dark-navy);
  font-weight: 900;
  margin: 12px 0 8px;
}

input[type="range"] {
  padding: 0;
  min-height: 34px;
  accent-color: var(--blue);
}

.range-labels {
  display: flex;
  justify-content: space-between;
  color: var(--muted);
  font-size: 0.9rem;
}

.results-box {
  background: #eef4fb;
  border: 1px solid #d8e5f4;
  border-radius: 14px;
  padding: 22px;
  margin-bottom: 28px;
}

.results-label {
  margin: 0 0 8px;
  color: var(--green);
  font-weight: 900;
}

.results-box ul {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.results-box li {
  position: relative;
  padding-left: 26px;
  margin-bottom: 10px;
  color: #253858;
}

.results-box li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--green);
  font-weight: 900;
}

.consent-box {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  border: 1.5px solid #cbd8e8;
  background: #fbfdff;
  border-radius: 12px;
  padding: 16px;
  font-weight: 400;
  color: #344054;
}

.consent-box input {
  width: auto;
  min-height: auto;
  margin-top: 4px;
  accent-color: var(--blue);
}

.consent-box a {
  color: var(--navy);
  font-weight: 800;
}

.secure-note {
  margin: 12px 0 0;
  text-align: center;
  color: var(--muted);
  font-size: 0.9rem;
}

.form-actions {
  border-top: 1px solid #e8eef6;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 40px 28px;
}

.back-button,
.primary-button {
  border: none;
  border-radius: 10px;
  min-height: 54px;
  padding: 0 28px;
  font: inherit;
  font-weight: 900;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}

.back-button {
  background: transparent;
  color: var(--muted);
}

.back-button:hover {
  color: var(--dark-navy);
}

.primary-button {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 10px 20px rgba(228, 93, 43, 0.24);
}

.primary-button:hover {
  background: var(--orange-dark);
}

.submit-button {
  display: none;
}

.value-section {
  padding: 12px 0 54px;
}

.value-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.value-card {
  background: var(--white);
  border-radius: 16px;
  padding: 30px;
  box-shadow: 0 16px 36px rgba(20, 42, 82, 0.08);
}

.icon-circle {
  width: 42px;
  height: 42px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: #e9f5ef;
  color: var(--green);
  font-weight: 900;
  margin-bottom: 18px;
}

.value-card h3 {
  margin: 0 0 10px;
  color: var(--dark-navy);
  font-size: 1.16rem;
}

.value-card p {
  margin: 0;
  color: #475467;
}

.about-section {
  padding: 18px 0 56px;
}

.about-card {
  background: var(--white);
  border-radius: 18px;
  padding: 38px;
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 32px;
  box-shadow: 0 16px 36px rgba(20, 42, 82, 0.08);
}

.about-card h2 {
  margin: 0;
  color: var(--dark-navy);
  font-size: clamp(1.7rem, 4vw, 2.4rem);
  line-height: 1.08;
  letter-spacing: -0.03em;
}

.about-card p:last-child {
  margin: 0;
  color: #475467;
  font-size: 1.05rem;
}

.carrier-section {
  background: var(--white);
  padding: 42px 0;
  text-align: center;
}

.section-label {
  margin: 0 0 18px;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 0.78rem;
  font-weight: 900;
}

.carrier-list {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
}

.carrier-list span {
  background: #eef4fb;
  color: var(--navy);
  border-radius: 8px;
  padding: 9px 18px;
  font-weight: 800;
}

.carrier-disclaimer {
  max-width: 720px;
  margin: 18px auto 0;
  color: var(--muted);
  font-size: 0.9rem;
}

.site-footer {
  background: var(--dark-navy);
  color: var(--white);
  padding: 38px 0;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 28px;
  align-items: flex-start;
}

.footer-brand {
  margin: 0;
  font-weight: 900;
  font-size: 1.12rem;
}

.footer-text {
  margin: 6px 0 0;
  color: rgba(255, 255, 255, 0.72);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 14px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.86);
  text-decoration: none;
  font-weight: 800;
  font-size: 0.92rem;
}

.footer-links a:hover {
  color: var(--white);
}

.footer-disclaimer {
  margin-top: 28px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  color: rgba(255, 255, 255, 0.68);
  font-size: 0.84rem;
}

.footer-disclaimer p {
  margin: 0 0 10px;
}

.legal-page {
  background: var(--soft-bg);
}

.legal-hero {
  background: linear-gradient(135deg, var(--dark-navy), var(--blue));
  color: var(--white);
  padding: 58px 0;
}

.legal-hero h1 {
  margin: 0;
  font-size: clamp(2rem, 5vw, 3.4rem);
}

.legal-hero p {
  margin: 10px 0 0;
  color: rgba(255, 255, 255, 0.8);
}

.legal-content {
  padding: 48px 0 70px;
}

.legal-card {
  background: var(--white);
  border-radius: 18px;
  padding: 42px;
  box-shadow: 0 16px 36px rgba(20, 42, 82, 0.08);
}

.legal-card h2 {
  margin: 34px 0 10px;
  color: var(--dark-navy);
}

.legal-card h2:first-child {
  margin-top: 0;
}

.legal-card p,
.legal-card li {
  color: #475467;
}

.legal-card a {
  color: var(--navy);
  font-weight: 800;
}

.thank-you-section {
  min-height: 72vh;
  display: grid;
  place-items: center;
  padding: 60px 0;
  background: linear-gradient(135deg, var(--dark-navy), var(--blue));
}

.thank-you-card {
  width: min(760px, calc(100% - 40px));
  background: var(--white);
  border-radius: 20px;
  padding: 46px;
  text-align: center;
  box-shadow: var(--shadow);
}

.thank-you-card img {
  width: 170px;
  height: auto;
  margin-bottom: 24px;
}

.thank-you-card h1 {
  margin: 0;
  color: var(--dark-navy);
  font-size: clamp(2rem, 5vw, 3rem);
}

.thank-you-card p {
  margin: 16px auto 0;
  color: #475467;
  max-width: 580px;
}

.thank-you-card .primary-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  margin-top: 28px;
}

@media (max-width: 800px) {
  .header-inner {
    min-height: auto;
    padding: 18px 0;
    align-items: flex-start;
  }

  .site-logo {
    width: 150px;
  }

  .header-trust {
    font-size: 0.86rem;
  }

  .hero-section {
    padding: 54px 0 112px;
  }

  .form-topbar {
    padding: 20px;
    align-items: flex-start;
  }

  .progress-wrap {
    width: 150px;
  }

  .form-body {
    padding: 28px 22px;
  }

  .two-column,
  .field-row,
  .value-grid,
  .about-card {
    grid-template-columns: 1fr;
  }

  .form-actions {
    padding: 20px 22px 24px;
  }

  .primary-button,
  .back-button {
    padding: 0 18px;
  }

  .footer-inner {
    flex-direction: column;
  }

  .footer-links {
    justify-content: flex-start;
  }
}

@media (max-width: 520px) {
  .container {
    width: min(100% - 28px, 1120px);
  }

  .header-inner {
    flex-direction: column;
    gap: 10px;
  }

  .header-trust {
    text-align: left;
  }

  .trust-row {
    justify-content: flex-start;
    text-align: left;
  }

  .hero-content {
    text-align: left;
  }

  .form-section {
    margin-top: -70px;
  }

  .form-topbar {
    flex-direction: column;
    gap: 16px;
  }

  .progress-wrap {
    width: 100%;
    max-width: 100%;
  }

  .choice-card {
    min-height: 62px;
  }

  .form-actions {
    flex-direction: column-reverse;
  }

  .back-button,
  .primary-button {
    width: 100%;
  }

  .legal-card,
  .thank-you-card {
    padding: 30px 22px;
  }
}