Agreement to These Terms
These Terms of Use govern your access to and use of healthaccidentlife.com and any related services provided by Health Accident Life. By using this website or submitting information through this website, you agree to these Terms of Use.
If you do not agree to these terms, please do not use this website or submit your information.
Insurance Information Only
The information provided on this website is for general informational purposes only. It is not intended to replace professional insurance advice, legal advice, tax advice, or financial advice.
Any coverage discussion, quote, premium estimate, benefit summary, or plan information is subject to carrier approval, product availability, eligibility, underwriting where applicable, enrollment rules, and the terms of the applicable policy or plan documents.
No Guarantee of Coverage
Submitting a form through this website does not guarantee that you qualify for coverage, savings, subsidies, enrollment, or any specific insurance product. Product availability, pricing, benefits, networks, formularies, and eligibility vary by state, county, carrier, product type, and individual circumstances.
Use of the Website
You agree not to use this website to:
- Submit false, misleading, or incomplete information
- Interfere with the operation or security of the website
- Attempt to gain unauthorized access to any system, data, or account
- Use the website for unlawful, abusive, or fraudulent purposes
- Copy, reproduce, or misuse website content without permission
Form Submissions and Contact Consent
When you submit your information through this website, you authorize Health Accident Life and its licensed insurance agents to contact you regarding insurance products and services. Additional consent language, including TCPA consent, may appear on the form before submission.
Your consent to be contacted is not a condition of purchasing any insurance product or service. You may opt out of communications as described in our Privacy Policy.
Third-Party Services
This website may use third-party services for hosting, analytics, advertising, form processing, communication, or other operational purposes. We are not responsible for the content, security, privacy practices, or availability of third-party websites or services.
Carrier and Product Information
Any carrier names, product categories, or coverage examples mentioned on this website are provided for informational purposes only. Carrier availability varies by state, product type, appointment status, eligibility, and other factors.
References to carriers do not imply endorsement by those carriers unless expressly stated in writing.
Medicare Disclaimer
Health Accident Life is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any state-based marketplace. If Medicare-related information appears on this website, it is provided for general informational purposes and must be reviewed based on your location, eligibility, enrollment period, and plan availability.
No Warranties
This website is provided on an "as is" and "as available" basis. We make no warranties or representations that the website will be uninterrupted, error-free, secure, or free from harmful components.
Limitation of Liability
To the fullest extent permitted by law, Health Accident Life is not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of this website, your reliance on information provided through this website, or your inability to access or use the website.
Changes to These Terms
We may update these Terms of Use from time to time. Changes will be posted on this page with a revised effective date. Your continued use of the website after changes are posted means you accept the updated terms.
Contact
Email: cc@healthaccidentlife.com
Website: healthaccidentlife.com